You only pay when you get paid

Card machines charge 7–16% on 12× installments; digital-product platforms take 9.9% + R$1 per sale. Nume charges 1.5% per charge received on payment links — no machine, no monthly fee — and the online store bills its R$19.99 only in months you actually sell. Use the calculators below with your own numbers.

What's included

Payment link in 30 seconds — PIX and card up to 12× interest-free
Customizable card link: choose how many installments your client can pick
Charge list with live status — created, awaiting, paid (and how it was paid)
Your balance in one place — withdrawals are FREE and automatic, usually minutes
Lock the method per charge: PIX-only, card-only, or both
No monthly fee — 1.5% per charge received. Withdrawals free from R$50 (below: flat R$2)
Your PIX key is saved for the next withdrawal — one tap
Pay ANYONE from your balance: enter their PIX key (a supplier, a freelancer)
You set the interest: e.g. 3× interest-free inside a 12× link — every option computed for your client
Payment links on YOUR domain (pay.yourbrand.com) — activation with our team
PIX paid right on the page — QR + copy-and-paste, instant confirmation

How it works

1
Create the charge: name, amount, installments
2
Send the link on WhatsApp
3
Track the status and withdraw to your PIX key

The card link, YOUR rules

You decide how many installments your client can choose — 1× to 12×, per charge. A R$3.000 job becomes "12× of R$253.75, interest-free" in the same link.

You set the interest

Offer 3× interest-free inside a 12× link — beyond that, YOUR monthly rate applies. Your client sees every option computed ("6× of R$187.69") before paying.

Links on YOUR domain

pay.yourbrand.com instead of a generic link — your client sees your name from click to payment. Ask us to activate it on your domain.

A checkout that looks like Nume

PIX is paid right on the page — QR + copy-and-paste, instant confirmation, no redirect. Card runs in a bank-grade secure environment.

What actually lands in your pocket

Your charge vs. the card machines (July/2026 public rates).

Charge amount (R$) How your client pays

	Fee	You receive

Nume: your client pays amount +1.5%; withdrawal is FREE from R$50 (below: flat R$2). Competitors: seller-absorbed public rates (Ton, Mercado Pago, PagBank).

Selling products? Your own store beats the platforms

Cart + checkout on YOUR site: R$19.99 charged only in months you sell, plus 4.9% + R$0.49 per sale. No sales? You pay nothing.

Product price (R$) Sales per month

	Monthly fee	Fees on sales	You keep / month

Hotmart 9.9% + R$1/sale; Nuvemshop Impulso R$139.40/mo + ~3.99%; Wix Core ~R$160/mo + 2.9% + R$0.30 processing. Public rates, July–Aug/2026.

The store lives inside your Nume site — see site plans

Payments & Charges